Abstract
The behavior of workers who have left full-time employment on their career jobs is examined using a multinomial logit technique and data from the Retirement History Study. Four distinct patterns of post-career job employment behavior were identified, with key policy and economic variables affecting the different decisions in distinct ways. Higher market wages were found to increase the probability of full-time employment, while wealth was found to reduce the probability of this type of employment. Employer pension benefits were found to reduce the probability of any type of future employment, while Social Security benefits led to an increase in the probability of part-time work. The results of this research imply that recently proposed and enacted policy will have little effect on the retirement decision.
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