Year-end Sale % OFF 
Abstract
<h3>To the Editor.</h3> —Unfortunately, the simulation study of MSAs conducted by Dr Keeler and colleagues<sup>1</sup>did not simulate the conditions under which MSAs would be offered to employees by their companies. Rather, the simulations assumed that everyone in the United States would be offered a choice between 3 identical plans: a typical 1996 FFS policy, a typical staffmodel health maintenance organization (HMO), and an MSA. In reality, companies will carefully tailor their benefit options to achieve at least 2 objectives. First, they will design the options to control adverse selection among them. Second, they will not alter their benefit options and include an MSA unless their benefit costs are reduced or stay the same. This means that each company's set of options will differ in some or many respects from those of others because they will be tailored to the risks and preferences of each company's workforce; many more options than the 3
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callMore From: JAMA: The Journal of the American Medical Association
Disclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
