Abstract
In this article the author investigates the issue of violation of the principle of freedom of life and health insurance contract. The Institute of insurance is of great interest for legal science, as the need for life and health insurance is constantly growing, and therefore the author pays attention to the life and health insurance contract itself, namely the essential conditions and its elements. The article analyzes some of the most important questions about the principle of freedom of civil contract in general and the contract of life and health insurance in particular. The purpose of the article is to improve the modern legal regulation of personal insurance in the Russian Federation, as well as the study of judicial practice on life and health insurance, which determines the relevance and practical significance of this research. In addition, in this scientific article the author gives various scientific opinions on the principle of freedom of contract. On the basis of the conducted research for the resolution of legal problems in the field of personal insurance, the author of the article proposes to pay attention to the principle of freedom of contract when concluding a life and health insurance contract. The paper uses general scientific and special methods: analysis, synthesis, abstraction, induction, deduction, logical method and comparative legal method. The results of this study can be used in educational, scientific, forensic and other activities.
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