Abstract
Rationale The Study on Cash Use Habits compiles valuable information on means of payment. This data can be used to assess the relevance of cash as a payment method and the prospects for its use going forward. Takeaways •In 2023, 65% of the Spanish population used cash on a daily basis, while 60% said it remained their main means of payment at physical points of sale (POS). •Cash remains widely used in Spain, with its demand shaped by various factors: the availability of non-cash alternatives, user preferences, ease of access and level of acceptance. •Looking ahead, consumer expectations indicate a moderate shift in payment habits towards digital methods.
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