Abstract

In recent years, as the largest emerging market, China's economic development has gradually shifted from the high growth stage to the high-quality development stage. The company is an essential micro-subject of macroeconomic activities, and an entrepreneur's academic background is a critical factor in achieving high-quality corporate development. This study takes the data of IT listed companies in China from 2012 to 2017 as the sample, Screening research samples based on academic experience requirements based on requirements for current or former teaching and research positions in universities, then makes an empirical analysis on the connection between academic executives and companies innovation ability. The results indicate that there is a significant positive correlation between executive academic experience and the company's innovation ability, i.e., academics-type. There is also a significant positive correlation between the average tenure of executives and innovation ability, which still holds after the robustness test. Researching the relationship between the academic experience of the executives of listed companies and their innovation ability can not only enrich the research on the characteristics of the senior management team, but also provide theoretical guidance for the construction of senior management team, and provide a few suggestions for the improvement of innovation ability and the formulation of government-related policies.

Highlights

  • Mobile financial service (MFS), known as Mobile banking or M-banking in Bangladesh is a service provided by banks or other financial institutions where the service allows the customer to conduct financial transactions remotely using devices like a mobile phone

  • We found out that 66.8% of the users of M-banking belong to the age group of 21-23 years old, 20.5% belong to the age group of 24-27 years old and 12.3% of them belong to the age group of 18-20 years and a very few of them are scattered in the group of 28-30 years old

  • Research shows that the individuals of Bangladesh have just acknowledged this advanced innovation without any difficulty, and if organizations can satisfy their latent capacity, versatile banking would be a tremendous achievement in the upcoming years

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Summary

Introduction

Mobile financial service (MFS), known as Mobile banking or M-banking in Bangladesh is a service provided by banks or other financial institutions where the service allows the customer to conduct financial transactions remotely using devices like a mobile phone. Mobile banking provides wireless service to customers and enables them to conduct financial actions very in their daily life. The downside is that it takes an enormous effort to make the program accessible to the general public They want to serve the country's lowincome group by providing convenient, safe, and reliable services to achieve a broader financial inclusion. They need to come up with different innovative ideas to be positioned on the market. The mobile banking market has created new opportunities and applications in the financial market and customers have accepted this innovation very . That is why millions of consumers are using mobile banking all over the world

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