Abstract
Based on the fact lately, there were some methods of seeking treasure in social life nowadays. One of them was Money Game (the term of Money Game actually never found in any encyclopedia neither Wikipedia, but found only for interpretation of Ponzi Scheme Business), through members’ or investors’ recruitment. They were promised getting profit from their membership and investment, more than any bank even conventional or sharia banking ever promised. The last case of Money Game method was Dream for Freedom (D4F), found in year 2015 and ended in April 2016. The founder offered the extra ordinary profit and benefit, such as 1% profit per a day from member’s investment. This condition successfully recruited hundred thousands of members, from the low rank of education to the high one. Indonesian’s Government such as the Financial Services Authority (OJK) actually has been preventing the people from being victims and spreading of Money Game’s methods, but still the founder of any Money Game find the way to eliminate those preventing ways. Therefore Government has to try another way, through involving another institutional, even government’s Institutional or Social’s Institutional and organizations.
Highlights
there were some methods of seeking treasure in social life
the term of Money Game actually never found in any encyclopedia
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Summary
Pendahuluan Beberapa tahun terakhir, Money Game sangat marak terjadi di Indonesia. Baik disaat kondisi perekonomian sedang baik, maupun disaat kondisi ekonomi tidak stabil. Praktek bisnis dengan konsep Money Game atau Skema Piramid di Indonesia berasal dari Skema Ponzi yang pertama kali diterapkan Jusup Handojo Ongkowidjaja dalam Yayasan Keluarga Adil Makmur (YKAM) yang didirikannya pada tahun 1987 di Jakarta.[6] Ongko memperkenalkan YKAM sebagai usaha tabung-pinjam gotong royong yang menawarkan paket kredit sebesar Rp 5 juta tanpa bersusah payah dalam pengurusan administrasinya. Arisan atau perusahaan berkedok MLM dengan skema pyramid yang mencari keuntungan dengan cara memutarkan uang anggotanya dengan menggunakan Money Game. Bahwa impian untuk kaya harta dengan cara pintas menjadi trend pemikat, sehingga sampai kapan pun impian ini tidak akan berhenti, jika tidak ada usaha prefentif dari pihak-pihak yang memiliki akses kebijakan dan hubungan langsung dengan masyarakat. Untuk terlibat dalam bisnis ini para member cukup menyetor uang dan tidak ada produk yang diperjualbelikan. Fatwa Dewan Syari’ah Nasional Majelis Ulama Indonesia (DSN-MUI No 75/DSN-MUI/VII/2009/Tentang Pedoman Penjualan Langsung Berjenjang Syari’ah (PLBS)
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