Abstract

The need to provide payment to the innocent victim of an uninsured motorist and the partial failure of financial responsibility laws to achieve this purpose, have led legislators to search for a plan to meet this problem.' In their search they could not help but notice the operation of the Unsatisfied Judgment Funds in Canada. These Funds appeared as crutches that could be helpful to support the sick financial responsibility laws and to avoid the major surgical operation of compulsory insurance. North Dakota was the first state to provide the crutch of the Unsatisfied Judgment Fund to the limping financial responsibility law. It was enacted in 1947. New Jersey followed in 1952 and Maryland in 1957. The characteristics of these

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