Abstract
Many Americans now have access to faster payments through Early Warning Services’ Zelle or through services provided by their financial institution that utilise the RTP network, the real-time payment system launched by The Clearing House in 2017. In this interview, Attila Csutak, Vice President and Product Manager of RTP and Zelle for KeyBank, shares insights into KeyBank’s first full year of operations with Zelle and the RTP network. He also discusses the current state of faster payments adoption in the USA, and offers observations on the potential impacts of real-time payments in the coming years.
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