Abstract

Objective: Microfinance has long been considered as a way out of poverty. Not-for-profit microfinance emerged as an innovation in this particular field. This research aims to gather information on the not-for-profit microcredit named Blessing Revolving Fund, especially its actors' behavioral patterns.
 
 Method: This paper used a case study approach with data collection through interviews and document analysis. The samples are selected using the purposive sampling technique.
 
 Result: The results showed that the Blessing Revolving Fund was a not-for-profit microcredit with donations as its financial source. They give credits without collateral, without interest, and profit-sharing. The activity has three parties: managers, donors, and members. The desire to help others, ease of mechanism, satisfaction, comfort, and inner peace are a few reasons these actors participate. They also did not expect a reciprocity issue between performance and rewards.
 
 Conclusion: These results are inversely proportional to Vroom's theory of motivation. It also indicates a tendency towards philanthropic behavior in Blessing Revolving Fund activities.

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