Abstract
Out-of-pocket payments for health care as one of the ways of health care financing is present in numerous countries and can lead to a financial burden of healthcare. This could lead to restrictions on other necessary goods and lower the expected standard of living. The frequency of out-of-pocket payments is often associated with gender and age. Biological and socio-economic differences between the genders and differences that arise in the aging process can influence the more frequent occurrence of financial burdens due to out-of-pocket payments. There is a difference between men and women aged 65 and over in the prevalence of chronic and malignant diseases, differences in the use of health care, self-assessment of health, poverty, financial independence, and the type of household. All mentioned can lead to a different frequency of out-of-pocket payments and the financial burden of health care.
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