Types and Methods of Assessing the Value of Intellectual Property Pledge Financing

Abstract

China has a large stock of intellectual properties and a strong capacity for indirect financing. In the process of shifting from factor inputs supporting high economic growth to technological innovation contributing to high-quality economic development, intellectual property pledge financing plays an extremely important role. Moreover, as a new financing channel, intellectual property pledge financing can effectively alleviate the financial pressure on the development of small and medium-sized enterprises. Additionally, intellectual property pledge financing can also help promote the transformation of knowledge achievements and alleviate the financial problems of enterprises to a certain extent. Although China's intellectual property pledge financing has seen rapid development in recent years, there is still a large gap compared to the number of intellectual properties and the financing needs of enterprises. This is mainly attributed to the easy depreciation of intellectual properties, instability of rights, and other characteristics, which cause difficulties in assessing the value of intellectual property pledge financing and aggravates the risk and difficulty of intellectual property pledge financing. Therefore, how to scientifically assess the value of intellectual properties for the purpose of pledge financing has become an issue worthy of in-depth study and exploration at this stage.