Abstract
The world tourism industry suffered some severe losses as a result of a series of major international events and the magnitude of disaster risks has become a major topic of discussion for a sustainable tourism especially in the insurance industry. Most of the tourism destinations face a wide range of disasters and crises from a variety of hazards natural, technological, biological, and civil/political . Risk management for sustainability of tourism refers to the planning and implementation of processes directed towards managing the adverse effects of disasters on tourism. The aim of this paper is to consider the key elements of disasters and their effects upon tourism destinations, and to provide background on risk management processes for sustainable tourism
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