Abstract
The article emphasizes the identification of current trends in fraudulent transactions in the banking market. It is revealed the critical factors of cybercrime development in the financial sector. To ana-lyze research on trends in fraudulent transactions in the banking market and approaches to assess-ing cybersecurity, a map of scientific bibliography is formed using the software product VOS-viewer, based on Scopus database publications in terms of the intersection of queries in such cate-gories as "banking" and "cybersecurity." Cybersecurity problems in banks, types of cyber fraud, and types of software that have been developed and implemented in recent years. It is presented a graphical visualization of the main risks, the growth of which is expected soon. It is formed the rat-ing of the most common types of fraud in banks. The article is stressed on a structural analysis of priority sources of cyberattacks in the banking market. It is described options for malicious soft-ware to interfere with banking programs. The relevant requirements for building a system of coun-teraction within the internal processes of the bank are considered. Emphasis is placed on incidents of making an adequate organizational structure, educational work with staff in the field of informa-tion security and risk management, the use of modern technologies, creating an effective manage-ment system and decision-making. It is conducted a comprehensive analysis of the bank's customer service channels, most prone to cybercrime attacks. The investigation is stressed on restrictions designed to protect bank accounts from unauthorized access. The article contains a list of problems that may arise in the bank's customers when using the affected software, which forces banks to im-plement anti-fraud systems. It is considered the latest approaches to countering bank account at-tacks. The article contains malicious software (Ramnit, Trickbot, Ursnif, Gustuff, IcedID, IcedID, Panda, Zevs), which has affected banks in recent years, causing significant material damage. Mod-ern approaches to the assessment of the information protection system in general and cybersecu-rity, in particular, are identified.
Highlights
The article is stressed on a structural analysis of priority sources of cyberattacks in the banking market
Modern approaches to the assessment of the information protection system in general and cybersecurity, in particular, are identified
Damage resulting in increased expenses and decreased revenues is accompanied by the brand damage and loss of customers, which can further lead to the rating downgrade and even bankruptcy
Summary
ТЕНДЕНЦІЇ ШАХРАЙСЬКИХ ОПЕРАЦІЙ НА БАНКІВСЬКОМУ РИНКУ ТА ПІДХОДИ ДО ОЦІНКИ КІБЕРБЕЗПЕКИ In modern conditions of cybercrime development, the problem of developing and introducing information protection systems in the banking sector based on the active automation of its business processes is especially relevant and requires effective measures to solve it. To analyze research on trends of fraud operations on the banking market and approaches of cybersecurity assessment, a map of the scientific bibliography was formed using the software product vosviewer (vosviewer, 2020).
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