Abstract
Insurance is a form of risk transfer from loss, from one entity to another, in exchange for a fee. Insurance companies offer insurers a service, a promise, and are considered very important investor in financial market. The range of products offered by insurance companies is diverse. One of these products is the product for travel health insurance. The purpose of this paper is to present the sale of product to the travel health insurance in Elsing company in Kosovo during years. This product is offered by Elsig company from July 2008. During the travel, we can be carriers of diseases and sudden accidents with this product everything becomes easier. DOI: 10.5901/ajis.2016.v5n1p287
Highlights
Insurance companies offer insurers a service, a promise, and are considered very important investor in financial market
To protect against various risks and uncertainties, there are different ways one of them is to transfer this risk to a third party
To facilitate such situations it is possible from insurance companies, which offer different products by adapting uncertainties circumstances
Summary
Insurance companies offer insurers a service, a promise, and are considered very important investor in financial market. The purpose of this paper is to present the product to the travel health insurance in "Elsing" company in Kosovo This product covers the costs of medical, disease (sudden pain the abdomen, heart, etc.), disability (in case of an injury) or death (as a result of any disease, injury or other reasons), the costs of repatriation and accidental costs in case of injury (falls, violations of the car, etc.) within the period of insurance during their stay outside the territory of Kosovo. One such product is offered by "Elsig" company from July 2008. Sales of this product have started from June 2009 with a small number of sales compared with sales of more recent years
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