Abstract
The fundamental goal of any state on the current stage of development is professional and systematic shaping and regulating money stock. Only properly organized cash circulation can foster successful establishment of the finance system and development of economy of the country in general. Today in the field of rendering finance services advanced technologies, digital mechanisms and tools are used, which modernize business-models and raise demand of clients. The future of banking service will be affected mainly by FinTech- and TechFin-companies. The authors studied these economic categories, analyzed key benefits and drawbacks of these structures and forecast their interaction in banking and non -banking fields.
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