Training and Assistance in the Implementation of QRIS DIGITAL PAYMENT Technology for MSMEs Assisted by Lazismu UMY

Abstract

Abstract. Lazismu UMY have a vital role in mobilizing the social potential of the community, including being a solution to improving welfare and empowering the community. Main obstacle. Digitalization in financial transactions cannot be avoided, especially with the Covid-19 pandemic which has accelerated this and indirectly forced people to get used to non-cash transactions. This is reinforced by increasing digital transaction data, the growth of QRIS merchants and increasing public awareness. On the other hand, financial literacy in society is still quite low and MSMEs are also hampered by creating a good financial recording system which is a challenge that must be resolved. The solution offered in order to optimize the adaptation of modern, effective, efficient and accountable QRIS-based digital financial transaction technology is assistance with the implementation of QRIS in MSME transactions and training of trainers for companions. The aim of this activity is to introduce Partners to a QRIS-based digital financial transaction system that is modern, effective, efficient and accountable. Partners are trained in utilizing Information Technology (IT) facilities to support transaction processes in the MSME businesses they foster. Then the PKM team also encouraged partners to continuously build digital financial literacy for accompanying volunteers and assisted MSMEs through direct counseling methods and through online media. The PKM team saw the potential for adapting QRIS technology to payment transactions for MSMEs assisted by LAZISMU UMY, totaling 30 MSMEs with 30 accompanying volunteers (students) and 10 accompanying lecturers. The diverse profiles of the MSMEs involved provide good potential to become role models for adapting QRIS technology which can then be replicated and applied to other MSME groups.