Abstract
Blacksmith James Luck’s papers indicate a complex web of credit in Milford, a small Surrey village, in the mid-Victorian era. His family benefited from contacts secured through loans, with the wider rural economy clearly depending on payment for goods and services being stretched over a long period of time. Despite the rise of banks and a national communications system, local knowledge and trust continued to be of significance. Local traders and their customers relied heavily on credit so it was important that the great majority of their transactions were sound. The records of James Luck illuminate this under-appreciated but significant aspect of 19th-century British family and community history.
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