Abstract

AbstractWith the continuous development of China's economy, Internet technology has been integrated into daily work, study, and various industries. The integration of Internet technology and the financial industry will bring about the innovation and development of Internet finance. Internet finance is the application of Internet technology in financial services. The improvement of Internet financial security is the basis for the healthy and orderly development of the financial industry and an important part of the national informatization construction. However, there are also great risks in Internet finance. Starting from the development of Internet finance, this paper analyzes the risk transmission path of third-party payment, P2P, and crowdfunding in Internet finance. It analyzes the risk transmission mechanism of Internet finance by using the bank run model and game theory. Finally, it explores the prevention and control measures of liquidity risks of Internet finance in China from the aspects of strengthening network security supervision measures, perfecting laws and regulations, and perfecting the social credit system.KeywordsInternet financeLiquidity riskBank run modelPreventive measures

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