Abstract
Science and technology empowering the financial exhibition industry is an important measure and a useful attempt to realize the transformation and development of the financial sector. In the business model of commercial banks, the application of technology financial tools, methods and models can play a positive role in three aspects of customer group marketing, customer service and internal operations, including the realization of high-speed retail customer groups and institutional customer groups. Growth, ensures efficient services for retail customers and institutional customers, and promotes the deep integration of operations and business links. Based on this, commercial banks should clarify the development path of technology finance, strengthen the application efficiency of technology finance, accelerate the talent pool of technology finance, and ensure that the technology finance strategy can be efficiently implemented, effectively empowered, and sustained, thereby enhancing the core competition of commercial banks. Power and ultimately improve the profitability of commercial banks.
Highlights
Since the financial crisis broke out in the United States in 2008, the recovery of the world economy has been struggling, and my country’s economy has entered a new normal development stage
In the business model of commercial banks, the application of technology financial tools, methods and models can play a positive role in three aspects of customer group marketing, customer service and internal operations, including the realization of high-speed retail customer groups and institutional customer groups
From a practical operation point of view, commercial banks can take advantage of the information acquisition advantages of technological financial tools to accelerate the innovation of their own financial products and the improvement of financial services, and thereby lay a professional foundation for better meeting the business needs of institutional customers, corporate customers, and high-end customers basis
Summary
Since the financial crisis broke out in the United States in 2008, the recovery of the world economy has been struggling, and my country’s economy has entered a new normal development stage. Commercial banks should clarify the development path of technology finance, strengthen the application efficiency of technology finance, accelerate the talent pool of technology finance, and ensure that the technology finance strategy can be efficiently implemented, effectively empowered, and sustained, thereby enhancing the core competition of commercial banks.
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