Abstract

Evidence suggests that demographic considerations may be more important than financial considerations to elderly homoowners' housing decisions. Cross-tabulations on marital, employment, children, and disability factors yield strong, intuitively consistent results as to their effect on housing changes. Financial variables, on the other hand, have less consistent results. Home equity and housing transitions. Where they do have relationships, they are often different from what is indicated by intuition. The results for are often different from what is indicated by intuition. The results for income and financial assets are somewhat better, but are not particularly strong. Overall these results suggest that demographic factors are much more important than financial factors in elderly homeoweners' housing decisions.

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