Abstract
The average medical cost for each time and the frequency of hospitalization are expressed by countable fuzzy cardinal numbers according to the different health state. In this paper, we use addition, multiplication and algorithms of countable fuzzy cardinal number to simulate and analyze the total amount of medical insurance claims. The result of the simulation and analysis is dynamic. It provides a new thought and method of calculating the total amount of medical insurance claims, and also provides a new way for risk management and control of the health insurance industry.KeywordsCountable fuzzy cardinal numbermedical insurancethe total amount claimed
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