Abstract

The conclusion in the research literature about the scope economy of the commercial banks in China is not identical, and the influence factors of the scope economy are not been researched. This paper analysis the cost, benefit, and revenue scope economy of the 16 listed banks from 2007 to 2010, and finds that there are scope economy in the listed banks in general, but on average the cost scope economy is lowest. Moreover, the scale, scope of business, manage level and the variety of the products and service are significant for the scope economy of the listed banks, but the influence direction is not identical. In addition, the average interest return and interest expanse is not significant effect for the scope economy of the banks.

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