The Role of Land Deed Officials on Electronic Mortgage Registration Systems

Benny Taufan ,Salim H.s ,Arba

doi:10.7176/jlpg/107-06

Abstract

This study aims to determine the Role of Land Deed Making Officials in Electronic Mortgage Registration. This type of legal research uses normative legal research. The approach used in this research is the Legislative Approach, Conceptual Approach and Case Approach. The technique of collecting legal materials was carried out by using secondary data collection methods, namely literature studies. The analysis of legal materials was carried out by qualitative data analysis and the conclusion of this study was to use the deductive method. The research results show that registration of Mortgage Rights with a certificate of Land rights that do not belong to the debtor can still be done manually. Likewise with the role of PPAT, PPAT continues to register and deliver the APHT itself along with the necessary files to the Land Office counters to be recorded in the land book so that later a certificate of Mortgage will be issued, and registration of Mortgage Rights through the HT-e system is not required to be implemented in every office. In terms of facilities, supporting data and human resources. Keywords : Land deed officials, Electronic Mortgage, Registration Systems DOI: 10.7176/JLPG/107-06 Publication date: March 31 st 2021

Highlights

In the credit agreement process, in general, a debtor[1] can do it with anyone, either individually or with any financial institutions such as cooperatives, banks and others commonly referred to as creditors.[2]
It's just that a debtor will not be able to automatically get what he wants from a creditor to get credit or a loan
This means that each creditor has a standard operating procedure (SOP) in terms of extending credit to debtors

Summary

Introduction

In the credit agreement process, in general, a debtor[1] can do it with anyone, either individually or with any financial institutions such as cooperatives, banks and others commonly referred to as creditors.[2] It's just that a debtor will not be able to automatically get what he wants from a creditor to get credit or a loan. This means that each creditor has a standard operating procedure (SOP) in terms of extending credit to debtors. In Law Number 4 of 1996 concerning Mortgage Rights to Land and Objects Related to Land, Article 1 point 1 explains that what is meant by Mortgage Rights is:

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Discussion

Conclusion