Abstract
We cannot imagine our daily routine without the use of technologies, smart devices which have been around us in all spheres of our life for many years. With the development of the ICT, a vast number of educational platforms and software that can be used in education have been created. Using technology in language learning has become the perfect tool in reaching proficiency and fluency, and English lessons accompanied by technological support are the most effective and attractive for students who want to be successful in their language learning. In this article, I will discuss the methods of using ICT with the help of some educational platforms and software programs which can be used effectively in language teaching and learning.
Highlights
Asset allocation- Asset allocation is an investment strategy that aims to balance risk and reward by apportioning a portfolio's assets according to an individual's goals, risk tolerance, and investment horizon
Loss aversion refers to the tendency to loathe realizing a loss to the extent that you avoid it even when it is the better choice
You decide not to sell the stock to avoid realizing the loss. If there is another stock with better earnings potential, your decision creates an opportunity cost
Summary
Asset allocation- Asset allocation is an investment strategy that aims to balance risk and reward by apportioning a portfolio's assets according to an individual's goals, risk tolerance, and investment horizon. If you're 40 years old, this implies that 70% of your portfolio should be invested in equities, with the other 30% in fixed income Note that this rule assumes you do not already have the money you need to achieve all your financial goals, including funding a comfortable retirement. Active wealth owners tend to be more active investors, more involved in investment decisions and more knowledgeable about their investment portfolios They have more confidence in their ability to manage and to make good decisions than do passive wealth owners, who haven’t had the experience to build confidence. Not surprisingly, those with more wealth to invest tend to be more willing to assume risk.
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