Abstract
This paper discusses the role of gender dynamics in the experiences of credit and debt in low income families in the UK, drawing on a qualitative longitudinal study funded by the Joseph Rowntree Foundation. It builds on earlier work on: the household economy; the gendered distribution of income specifically within low income families in receipt of benefits; and the extent of credit and debt in the UK currently. Following critiques of traditional sociological and social psychological analyses of the household economy, it takes a more discursive approach, which enables identification of gender dynamics as one of the mechanisms through which decision-making in relation to this area of practice is accomplished.
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