Abstract
<p>This study aims to examine the effect of spatial literacy and financial planning by using household behavior as a mediator. The testing uses a mediation process using Smart PLS 3.0. Respondents were collected using an online survey using a simple random sampling technique. The number of respondents used in this study was 102 respondents. Based on the results of data processing, financial literacy on financial resilience is not supported. Meanwhile, the effect of financial literacy on financial resilience by mediating household behavior is accepted. The hypothesis of financial planning on financial resilience is not supported. However, the effect of financial planning on financial resilience with household behavior as mediation is supported. This research provides theoretical and practical contributions which will also be discussed further in this paper.</p>
Highlights
A virus began to spread that caused an unknown pneumonia disease that started in Wuhan, Hubei Province in early 2020
This means that good financial literacy but not applied to everyday life will not have an impact on financial resilience
In hypothesis 2 it is stated that financial literacy on financial resilience with household behavior as mediation is supported
Summary
A virus began to spread that caused an unknown pneumonia disease that started in Wuhan, Hubei Province in early 2020. The virus is called coronavirus-2 (SARS-CoV-2) which causes coronavirus disease 2019 (COVID19), which causes severe acute respiratory infections. The spread of this disease has an impact on health and has a broad social and economic impact (Susilo et al, 2020). Based on these problems, humans are faced with various kinds of things that must be faced, such as the threat of losing their jobs, debilitating diseases, injuries or the cost of large houses or cars, or worsening economic conditions due to the Covid-19 pandemic which disrupt financial stability. The purpose of this study is to increase public financial resilience when facing various financial problems that arise, especially in the face of the Covid-19 pandemic
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