Abstract

The Employees State Insurances Act, 1948 is social welfare legislation aimed at ensuring certain benefits to all covered employees (medical care and cash allowance during sickness, maternity and employment injury, pension for dependents on the death of the worker due to employment injury, and funeral benefit towards the expenditure on the funeral of an insured person), the benefits are provided through dispensaries and hospitals set up by the Employees State Insurance Corporation. The Act provides a scheme under which the employer and the employee must contribute a certain percentages of the monthly wage to the Insurance Corporation that runs dispensaries and hospitals in working class localities.

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