Abstract
The purpose of this research is to analyze the potential of Sharia Fintech Leading based on theSyariah principle to provide solutions for citizens in need of funds. This is a normative researchcarried out to analyze the related to legal material, value, and doctrine to provide answers relatedto citizens' legal issues. The statute's approaches are conceptual and comparative laws betweenIslam and positive law related to Sharia Fintech Lending in Indonesia. Furthermore, theIndependency of Sharia Supervisory Board (DPS) in implementing its supervisory function overthe product and Sharia Financial Institutions influence the marketed product or servicesimplemented by Sharia banks in order to fulfill the associated principles. The position and functionof DPS are simply regulated in the National Sharia Council DSN-MUI Articles of Association,therefore, its operations are in accordance with Islamic work ethics. The results showed thatsupervisory was created through an obligation to establish a DPS in every Sharia FinancialInstitutions. In addition, the existence of the Sharia Supervisory Board, which supervises products,and Sharia Fintech is influenced by product or services marketed as well as the activities neededto fulfill the sharia principal.
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