The Path, Limit and Optimization of Information Technology-Enabled Wisdom Pension: A Case Study of Haidian District

Abstract

The demand for pensions is becoming increasingly important as Chinas population ages, but the outdated pension model has been unable to keep up with the senior populations changing needs. The advancement of science and technology has given Chinas pension system novel prospects and adjustments, but it has also created specific issues that must be resolved. This paper investigates the feasibility and sustainability of information technology-enabled wisdom pension in Haidian District, Beijing, focusing on development, advantages, disadvantages, and optimization strategies. The research takes the aging crisis of China as the background. It profoundly discusses the emergence of intelligent elderly care and the role of science and technology in reforming elderly care. A comprehensive examination of the development path in the Haidian District reveals government leadership, technological innovation, and community engagement as key drivers. While showcasing the advantages, such as improved quality of life and healthcare services, this study underscores the challenges: privacy concerns, accessibility, and the need for human interaction. At the same time, wisdom pension also needs to be combined with sustainable development to create a green pension model. This paper not only provides a scientific basis for the government, enterprises, and society to formulate relevant policies and strategies to promote the development of this pension model but also provides the future development direction and suggestions of the wisdom pension industry. In this case, the wisdom pension will develop better and comprehensively in China.