Abstract
The link between e-payment system and financial inclusion (FI) is the fundamental interest of this paper. Series from the economy of Nigeria were adopted in testing the long-run equations of e-payment and FI. Furthermore, the normalized cointegration technique was applied to ascertain the definite relationship among our series. Our findings suggest that a long-run positive relationship existed between the surrogates of e-payments and financial inclusion in Nigeria. We recommended the widening and deepening of the e-payment mechanism in Nigeria to enhance sustainable financial inclusion.
 Keywords: E-payment, Financial Inclusion, Normalized Cointegration, Nigeria.
 JEL Classification:G20,G21,G28,C520.
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