The Insurance Market Of Russia: Current State And Market Opportunities

Abstract

The system of insurance in the Russian Federation is in need of development. The authors see one of the promising areas of development in the use of insurance of risks of agricultural organizations in any form, in connection with the solution of the problem of food security (autonomy) of the country. The authors of the article consider the essence of risk and the evolution of risk as a science. The analysis of the insurance market in Russia allowed the authors to single out a period with a favorable external and internal environment;the combination of factors (2013-2015) and the period diametrically opposite to the previous time interval, due to the occurrence of macro and microeconomic crisis phenomena (2016).The development of the insurance market is significantly influenced by the government, its efforts to provide the maximum diverse support for policyholders .Under such conditions, the authors come to the conclusion that a promising direction for the development of the insurance market can serve as insurance for the risks of agricultural organizations in any form. The topic of the study provides an opportunity to understand the essence of the insurance of risks of agricultural organizations, its necessity and value. The paper analyzes the system of risks insurance of agricultural organizations. The authors consider the representation of international experience in the development of the insurance segment under as correct and propose some measures for introducing the Russian organizations in risks insurance of agricultural organizations, and present the principles of its optimal development model.