Abstract

Consumptive behavior carried out at adolescence is more likely to be impulsive and sudden. The purpose of this study was to determine the effect of self-control and economic literacy on students' lifestyles on the MA Islamiyah Ciputat. The method used is descriptive method with an associative approach. The sampling technique used was proportional random sampling using a sample of 75 respondents. The analysis tool uses validity test, reliability test, classic assumption test, regression analysis, correlation coefficient analysis, coefficient of determination analysis and hypothesis testing. The results of this study are self-control and a significant positive effect on student lifestyle by 40.7%. Hypothesis testing is obtained tcount> ttable or (7.082> 1.993), so that H0 is rejected and H1 is accepted, meaning that there is a positive and significant influence between self-control of students' lifestyles at the Ciputat MA Islamic Office. Economic literacy has a positive and significant effect on student lifestyle by 36.2%. Hypothesis testing is obtained tcount> ttable or (6.438> 1.993) so that H0 is rejected and H2 is accepted meaning that there is a positive and significant influence between economic literacy on students' lifestyles. A simultaneous test of self-control and economic literacy has a positive and significant effect on students' lifestyles with a contribution of 48.4%, while the remaining 50.3% is influenced by other factors. Hypothesis testing obtained the value of Fcount> Ftable or (36.384> 2.730), thus Ho is rejected and H3 is accepted. This means that there is a positive and significant effect simultaneously between self-control and economic literacy on the lifestyle of students at MA Islamiyah Ciputat.

Highlights

  • Teenage age is a complex phase in human life (Ali Mohammad, 2010; Anisa, 2017; Elida & Remaja, 1991)

  • Consumptive behavior is the behavior of someone who does not lag based on rational considerations, materialistic tendencies, a great desire to have the luxury and excessive objects and uses everything that is considered the most expensive and

  • Conducting consumption activities is not based on necessity reasons, but for other reasons such as following trends, curiosity due to new output products, wanting to gain popularity, selfcontrol is needed so that consumptive behavior can be controlled more carefully and measured

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Summary

Introduction

Teenage age is a complex phase in human life (Ali Mohammad, 2010; Anisa, 2017; Elida & Remaja, 1991). In this age range, people are faced with the first problems in life, experiencing new things as a form of self-development and forms of adaptation to the environment that is full of dynamics. The things that indicate consumers behave consumptively are because they buy the product because the packaging is very attractive; buying products because of the lure of gifts; buy products to maintain the appearance of self and prestige; buy products based on price (not the basis of benefits and usefulness); buy products because of the status symbol; use the product because of the conformity elements of the advertising model; the emergence of self-image that buying products at high prices will lead to high confidence; use more two similar products due to different brands (Sumartono, 2002)

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