Abstract
Innovative technologies such as big data and cloud technology have driven the development of e-commerce, making Internet financial products such as third-party payment and P2P online lending begin to enter people's vision and gradually change people's production and life. The traditional deposit and loan, wealth management and other businesses of commercial banks have been affected and impacted by the rapid development of Internet finance. But for commercial banks, this is both a challenge and an opportunity. This article mainly analyzes the development of Internet finance and its impact on commercial banks, explores the problems of my country's commercial banks in the new situation, and tentatively proposes corresponding solutions to enable commercial banks to respond to the impact of Internet finance and achieve common development.
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