The Influence of Financial Literacy, Financial Attitude and Locus of Control on Financial Management Behavior: A Case Study on Jakarta State University Students Class of 2019

Abstract

The Influence of Financial Literacy, Financial Attitude, and Locus of Control on Financial Management Behavior. Universitas Negeri Jakarta 2022. The purpose of this study is to examine and analyze the influence of Financial Literacy on the Financial Management Behavior of State University Students of Jakarta in 2019, Financial Attitude on Student Financial Management Behavior. Jakarta State University in 2019, and Locus of Control on Financial Management Behavior of Jakarta State University Students in 2019. The technique of sampling that used in this study was non-probability sampling through purposive sampling. This study uses primary data sources, namely questionnaires collected from 79 Jakarta State University students in 2019. The data analysis technique used in this study uses a computer program, namely the Statistical Program for Social Science (SPSS) which consists of validity and reliability tests. This study obtained the following results: (a) Financial Literacy significantly had a positive influence on the Financial Management Behavior of Jakarta State University Students in 2019; (b) Financial Attitude had no influence on the Financial Management Behavior of Jakarta State University Students in 2019; (c) Locus of Control has a significant favorable influence on the Financial Management Behavior of Jakarta State University Students in 2019; and (d) Financial Literacy, Financial Attitude, and Locus of Control significantly have a positive influence on the Financial Management Behavior of Jakarta State University Students in 2019.