The Impacts of Green Credit on the Financial Performance and Risks of Chinese SMEs—Taking BOSSCO as an Example

Abstract

China’s green finance is gradually developing and prospering under the impetus of the government. Green credit is one of the main manifestations of green finance, whose goal is to adjust the bank’s credit structure. Its main audience is environmentally friendly SMEs. Many scholars have studied the changes and potential risks that green credit may bring to bank performance, but only a small number of people have explored the impact that green credit may have on SMEs. Taking BOSSCO as an example, this paper uses DuPont analysis to explore the impacts and risks that green credit may have on the performance of Chinese SMEs.