Abstract
Before the development and the impact of the Covid-19 epidemic on the Vietnam's economy generally, it has been seriously considered as an double impact on the banking and financial system as well as such impact is seen to become complicated and unpredictable (Government 2020), the impact of Covid-19 on banking and financial activities has been clearly revealed, and It can be noted up to the following points in several aspects: i) Daily operational activities; ii) Growth of credit balance; iii) Profit; and iv) Bad debts. Each aspect of the Covid-19 epidemic has its own opportunities and challenges. The Author in article has tried to propose solutions to stabilize Vietnam's banking and financial market using model of cost and benefits analysis, from there, identifies opportunities and offers solutions to overcome the challenges that the Covid-19 epidemic posted to banking and financial operations.
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