Abstract
The relationships among customers, cooperative banks, and the central units within the cooperative banking group are precarious because they can be used in opportunistic ways and can cause holdup and moral hazards. The core competence of cooperative banks in Germany is the membership that ensures dependability in precarious relationships. The suitable strategy is member-oriented relationship-management. A structure in line with this strategy can be a strategic network. The institutional devices of the cooperative banking group have to be adapted to the changing general settings. In order to continuously create a strategic network, the cooperative banking group has modified its institutions in recent years.
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