Abstract
This study examines the influences of interruptions of banking relationships, which not only discontinue the accumulation of banking relationships and private information of companies but also affect the terms of loan contracts. The empirical results show that the longer the interruptions of banking relationships, the lower the interest rates and the loan sizes (volumes) as well as the shorter the loan durations (periods) when banking relationships are resumed. The interruptions of banking relationships have positive loan contract price effects (lower interest rates) accompanied by negative loan contract quantity effects (lower loan sizes) and term effects (shorter loan durations).
Sign-in/Register to access full text options 
Free) 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a call
