Abstract
The objective of this article is to provide a comprehensive evaluation of the government assistance programmes to small and medium-size enterprises (SMEs) in Poland and to assess the effectiveness of these programmes in stimulating development of the SME sector. There are three main conclusions from the study. First, the Polish government support programmes are poorly structured, fragmented and untargeted. Second, the programmes do not meet the actual needs of the sector and, hence, are poorly used. Third, there is strong evidence to confirm the existence of liquidity gaps in financing the SME sector.
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