Abstract
This study aims to analyze (1) the direct effect of training on business success for prospective retirees; (2) the direct effect of mentality on business success for prospective retirees; (3) the direct effect of entrepreneurship on business success for prospective retirees; (4) the direct effect of training on entrepreneurship for retirement candidates PT. Bank BNI; (5) the direct effect of mentality on entrepreneurship for prospective retirees; and (6) the direct effect of training on the mentality of prospective retirees. The population in this study was retired PT. BNI banks in the Indonesian region that attended pre-retirement training at the time of retirement (aged 50-55 years) was 264 people. The sampling technique using Slovin formula obtained as many as 160 respondents. The results of the study indicate that (1) the training implemented has been actualized to retired PT. Bank BNI employees to realize the success of the business that will be undertaken. The training was in the form of pre-retirement given to every retired PT. Bank BNI as a provision for entrepreneurship in retirement; (2) retired employees are mentally prepared to pursue business in realizing business success. This mentality is needed as the stability of the soul and personality to run the business to be successful; (3) retired employees carry out entrepreneurship to realize business success. Entrepreneurial desire is the main motive for realizing the success of the business he is engaged in; (4) provide continuous training to retired employees to prepare them for entrepreneurship. The results of the pre-retirement training that were followed provided benefits for running entrepreneurship; (5) every retired employee is ready to carry out the entrepreneurial mentality he is practicing. Mental readiness to dare to make entrepreneurial decisions in retirement; and (6) retired employees who attend training mentally are ready to face the retirement period with entrepreneurship. Training before retirement has led to the realization of a persistent mentality in entrepreneurship.
Highlights
The working world of an employee, in addition to the initial period of being an employee, is a retirement period that must be dealt with and well prepared
In accordance with the test criteria, indicating that the results of the calculation of L-statistic = 0.140 < L-table = 3.461. This shows the distribution of error estimates of the business success regression equation (Y) for training (X1) retired PT
Based on the results of the analysis of the training, mentality and entrepreneurship variables on business success, it can be concluded as follows: 1) the training implemented has been actualized to retired PT
Summary
The working world of an employee, in addition to the initial period of being an employee, is a retirement period that must be dealt with and well prepared. During this retirement, it is undeniable that the level of income obtained by employees is no longer the same as what was obtained by the employee at the time he was still actively working. A retired employee must experience a decrease in income from being received each month while still actively working at a retirement salary which is an average of 30% of salary receipts while still active employees. Means that the pension received during retirement is not sufficient, especially providing financial freedom compared to the pension income received
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