The Effect of Financial Education and Culture of Tri Hita Karana on the Behavior of Financial Management Students in Economic Education Study Program Pgri Mahadewa University Indonesia Year 2022

Abstract

This study aims to provide an empirical proof of the impact of Tri Hita Karana’s financial and cultural literacy on financial management behavior of those pursuing business education as a major at PGRI Mahadewa University of Indonesia in 2022 (H1). Financial literacy has been found to have a significant and favorable impact on the behavior of financial management of PGRI Mahadewa University of Indonesia business education students. The calculated results showed t1 counts of 3.712 > 1.976 and sig values of 0.000 <= 0.05. Hypothesis test (H2) in the findings indicated that three causes of happiness culture had a significant positive impact on the financial management behavior of business education students at PGRI Mahadewa University in Indonesia. The calculated results showed t1 counts of 29.944 > 1.976 and sig values of 0.000 <= 0.05. The results of the three causes of happiness test (H3) in financial and cultural literacy simultaneously had a critical effect on the monetary administration behavior of students in the Business Education Program at the University of PGRI Mahadewa Indonesia. A result of calculating an Fcount value of 2,002,656 for an Ftable value of 3.00 from the F distribution table, the Fcount value is 2,002,656 and the Ftable value based on the F distribution table is 3.00. There is a simultaneous or concurrent influence between financial literacy and Tri Hita Karana culture. Leadership behavior by students of the Indonesian Mahadeba Business Education Course at PGRI University.
 Keywords: monetary education, Tri Hita Karana culture, financial management behavior