The domestic practice of the development of science and technology finance and Its Enlightenment to Inner Mongolia

Abstract

Strengthening combination of science and technology finance is an important means to implement innovation driven development strategy.Since 2011, Ministry of science and technology in conjunction with eight ministries, Ministry of finance, people's Bank of China and other selected 16 Beijing Zhongguancun, Chengdu hi tech Zone, Shanghai, Wuhan and other areas, to actively promote combination of technology and finance pilot work, explore new mechanism of scientific and technological resources and financial resources docking, and made significant progress.This paper attempts to sum up experience of pilot areas of scientific and technological financial innovation, in order to provide good reference for further development of Inner Mongolia's science and technology finance. Science and technology finance is an important part of national science and technology innovation system and financial system. It is close combination of productivity and the first impetus.In order to realize strategy of innovation country, in recent years, our country vigorously promote development of science and technology finance.In October 2011, Ministry of science and technology, Ministry of Finance and other eight ministries jointly developed number of Guiding Opinions on promoting combination of technology and finance to accelerate implementation of independent innovation strategy;At same time, Ministry of science and technology in conjunction with joint determination of sixteen regions of Beijing, Zhongguancun Chengdu high tech Zone to carry out pilot technology and financial integration, financial innovation of science and technology ushered in new opportunity.The pilot areas in promotion of science and technology in financial sector, overall planning, system construction, financial services model and product innovation has many new breakthroughs, in nationwide promotion of technology and Finance Based on accumulated rich experience in demonstration.To conform to national policy, combined with autonomous region in long-term science and technology development plan, Inner Mongolia has actively carried out combination of technology and finance,After several years of efforts, in construction of technology financial services system has achieved certain results First, domestic pilot areas of scientific and technological financial development experience summary. (a) Pay attention to innovation of science and technology financial policy The development of science and technology financial innovation depends on regulation and guidance of government policy.In recent years, pilot areas in under guidance of policy document of national programme, attaches great importance to local policies and regulations of construction and innovation, mainly involved in field include fiscal guidance (entrepreneurial venture investment fund, angel investment guide fund), risk compensation mechanism construction technology interest payments on loans and credit risk compensation, science and technology insurance subsidies, small and medium enterprises credit guarantee fund, financial institutions, innovation of forms of (technology banking or Commercial Bank branch of science and technology, science and technology of small loan companies, financing guarantee institutions), service system (Science and technology management, combination of technology and Finance, financial service platform of science and technology, Regional OTC market) etc.. 5th International Conference on Social Science, Education and Humanities Research (SSEHR 2016) © 2016. The authors Published by Atlantis Press 1291 (b) Pay attention to innovation of science and technology finance development model As basis of scientific and technological innovation, degree of development of financial markets, layout of emerging industries and geographical and cultural differences in environment,Financial development in science and technology could not apply fixed model, in view of reality of situation, many pilot areas have innovation explore apply to local financial and technological development, and achieved good results, provides referential sample for other parts of country.The following are some of more typical models:(1) Zhongguancun Beijing model.The research gold cooperation mechanism innovation is biggest feature, research cooperation mechanism refers to new industry and universities and research institutions + enterprise R & D + financial institutions,the purpose is through resource integration,to set up all kinds of cooperation alliance, play alliance members each in terms of resource, technology, brand, capital and other advantages innovative mechanisms for cooperation, expand areas of cooperation and ultimately promote Zhongguancun Science and Technology Park financial services innovation system construction.(2) development model of Shanghai Zhangjiang hi tech park, base, center, product, five pilot (c) Pay attention to innovation of financial system of science and technology Science and technology financial system mainly includes two aspects: financial system and market science and technology financial system.The financial system is mainly embodied in way of financial investment in science and technology innovation, science and technology, science and technology insurance credit compensation and reward subsidies and policy financing guarantee system innovation etc..Market of science and technology innovation in financial system cover all non public finance of science and technology in financial sector, including multiple areas of development of bank credit system innovation, new technology of financial institutions and multi-level capital market system innovation.System is an important guarantee for smooth development of science and technology finance, all over country attaches great importance to innovation and construction of financial system of science and technology, innovation and innovation. (d) Focus on construction of science and technology financial services center Throughout financial services technology center of organizational structure, functions, business content, operation mechanism from point of view, financial service center of science can be summarized for financing, guarantees, insurance, assessment, consulting, legal, finance, training and other functions as one of integrated service platform.It guides as government funds effective integration of all kinds of scientific and technological projects and enterprises, such as all kinds of elements of science and technology and financial capital, financial capital, and other capital elements, innovative financial products and tools, effectively alleviate investment and financing information asymmetry of contradiction, financing needs of different stages of development of small and medium sized enterprises of science and technology, providing one-stop, personalized financial services, achieve science and technology, financial resources to gather together sharing and efficient docking. Two, Inner Mongolia science and technology financial development present situation and problem analysis. (a) Inner Mongolia science and technology finance development present situation 1. preliminary establishment of working mechanism of combination of science and technology and Finance With state of science and technology and continuous progress of financial work, Inner Mongolia science and technology financial work has been launched, introduction of number of special policies, and establish government related departments of work mechanism.In December 2011, autonomous region science and technology department in conjunction with Department of finance, a line of three Bureau jointly issued to promote Inner Mongolia Autonomous Region Science and technology financial work combined with certain opinions , put forward combination of technology and financial goals, main task and specific safeguard measures.Subsequently, Inner Mongolia Autonomous Region Science and