Abstract

This study explores portfolio management practices within HDFC Bank, one of India's leading financial institutions. Portfolio management is critical for banks to optimize returns while managing risks effectively. The research delves into HDFC Bank's strategies for asset allocation, risk assessment methodologies, and the role of technology in enhancing portfolio performance. By analyzing these factors, the study aims to provide insights into how HDFC Bank navigates the complexities of portfolio management to achieve its financial objectives. Key findings highlight the importance of diversification, strategic asset allocation, and robust risk management frameworks in sustaining competitive advantage in the banking sector. Key Words: Portfolio management, Returns assessment methodologies, Risk Management, Strategic asset allocation.

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