Abstract
This research purposed to explored and analyzed those influence from capital adequacy ratios, net interest margins, loan to deposit ratios and non-performing loans towards dividend payout ratios on banks that registered as Buku Empat 2008-2017. Sampling gathered in this research by quantitative approach. Samples which obtained and used were Mandiri Bank, BRI, BNI, and BCA with observation period for 10 years. Data research was secondary data by panel data analysis method. The results shows that capital adequacy ratio had positive and significant influence towards dividend payout ratio, Net interest margin had negative and significant influence towards dividend payout ratio, Loan to deposit ratio had negative and significant impact on dividend payout ratio, non-performing loans had positive and significant impact towards dividends payout ratio.
Highlights
Banking sector was inseparable from progress of a country in increased and equalized the standard of living from its citizens and push the wheels of economy
The results shows that capital adequacy ratio had positive and significant influence towards dividend payout ratio, Net interest margin had negative and significant influence towards dividend payout ratio, Loan to deposit ratio had negative and significant impact on dividend payout ratio, non-performing loans had positive and significant impact towards dividends payout ratio
Standard deviation of Dividend Payout Ratio (DPR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), Loan to Deposit Ratio (LDR) and Non Performing Loan (NPL) tends to be smaller than that average in each year, this indicates that the results were quite good because the standard deviation had reflection of high deviations, so data distribution shows normal results and does not cause bias
Summary
Banking sector was inseparable from progress of a country in increased and equalized the standard of living from its citizens and push the wheels of economy. The banking sector has said to have an important role in economy because it is an intermediary institution that channels public funds into investment in productive assets that will boost real sector productivity, capital accumulation and aggregate output growth. The economic growth from banking sector could be develop with investors funds, one of way is in form of shares with expectation of dividends in return. Banking sector used dividend policy which considered as an important, because while taking company policy that involving two parties, which is shareholders and bank management these two parties have different interests. Investors who wish to invest in banking subsector and expected dividend in return will definitely consider several factors, one of that is by looking at the bank performance
Sign-in/Register to view highlights & summary Sign-in/Register to access full text options 
Free) 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a call
