Abstract

The Credit Risk Assessment Model of Internet Supply Chain Finance: Multi-Criteria Decision-Making Model with the Principle of Variable Weight

Highlights

  • The characteristics of the financing model are firstly analyzed when the e-commerce enterprises participate in the supply chain finance

  • We further study the financing process and the functions of the e-commerce platform with specific examples

  • From the perspective of electronic business enterprise, we build the credit risk assessment indicators combined with the characteristics of Internet supply chain financing mode and its platform data

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Summary

Introduction

“Internet plus”, as a new model of the development of the Internet, is a new form of the social development. On the background of the Internet, based on the e-commerce platform, supply chain finance has a new development form. Jingdong analyses and determines a supplier’s loan capacity and credit risk according to the supplier’s registration information, purchasing data, sales data and network behavior data, etc. The Internet has brought more possibilities for the development of supply chain finance. This paper analyses the change of the financing mode of the supply chain finance based on the e-commerce platform on the background of the Internet. At the same time, standing in the perspective of the e-commerce platform, how to use dynamic network data to evaluate the credit risk of small and medium financing customers is proposed

The First Supply Chain Finance Financing Mode Based on E-Commerce Platform
The Second Supply Chain Finance Financing Mode Based on E-Commerce Platform
The Third Supply Chain Finance Financing Mode Based on E-Commerce Platform
The Model
A Variable Weight Model with Multiple Time Points of Any Indicator
A Variable Weight Model with Multiple Indicators
Index Design and Data Description
Conclusion
Full Text
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