Abstract
This study discussed the contribution of Village Community Bank (VICOBA) on women empowerment in Shinyanga Municipality, Tanzania. The study employed a qualitative approach, semi-structured interviews and Focus Group Discussion to collect data. Moreover the study used thematic analysis to analyse the obtained information. Through purposively sampling seventeen participants were interviewed. The study found that women in Tanzania, particularly Shinyanga Municipality come from destructive backgrounds, before joining VICOBA there were having challenges including lack of access financial services, lack of opportunities for their welfare, lack decision making power and property ownership because of their culture and traditions. But after joined VICOBA they experienced positive changes. Through VICOBA services such as loan, business training, income generating activities and savings programs women felt empowered.
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