Abstract
This article describes how the banking industry has played an important role in water industry projects financed by bond issues. The bank looks upon the utility as a source of inventory money, just as the utility looks upon a watershed or a river as the source of its inventory. The deposit accounts are the reservoir for the bank, and services are provided to divert utility funds into this reservoir. The bank's objective is to assist the utility in this management and to provide other services as collateral benefits.
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