Abstract
Abstract Poland is characterized by a relatively high level of homeowners (84% of population in 2018). The preference for ownership, as well as financial possibilities, are not balanced throughout the entire life cycle of a household. The scale of these differences, as well as the tendency to change over time, remains unknown. The subject of conducted research is to indicate how the structure of the tenure status of Poles changes over the life cycle of a household. This publication proposes the division of the household life cycle into the stages of formation, stabilization and reduction. The research on the structure of the tenure status of Poles was conducted for the period of 2006-2018. The analysis showed that, while the share of owner-occupiers increased significantly in Poland in the years 2006-2018, at the stage of forming a household rent begins to prevail. What is more, young people are more likely to choose market rent, and relocation to private housing is associated with having children or getting married. At the same time, there is no tendency to relocate to rented flats at the stage of household reduction in Poland.
Highlights
Tenure status and tenure choices of the population are very important elements of housing choice and housing market
Poles have strong preferences for being homeowners. This may result from a number of factors, including both cultural conditions and the statutory function of the flat, as well as high rental costs in relation to the cost of purchasing a flat on credit, or the inadequacy of the rental market to meet the needs of potential tenants
It can be noted that the observed changes do not apply to households at particular stages of the life cycle
Summary
Tenure status and tenure choices of the population are very important elements of housing choice and housing market. The preference for ownership is probably not balanced in all age and life-cycle clusters, though is unknown to what extent This is because, over the life cycle, households experience significant economic changes, concerning, e.g., the income level or occupational situation, as well as socio-demographic changes, concerning marital status, having children, children moving out, divorce or the death of a spouse. The conducted study sought to answer the following research questions: (1) How is the structure of the tenure status of households in Poland different in particular stages of the household life cycle? How did the structure of tenure status of households in Poland change in the years 2006-2018 in particular stages of the life cycle?. Microdata from European Union Statistics on Income and Living Conditions (EU-SILC) was used
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