Telematika i noviji trendovi u osiguranju od autoodgovornosti i drugim vidovima osiguranja

Abstract

Rapid development, innovations and the blend of different technologies have brought about the development of new IT-communication products. Cloud computing, the Internet of things, mobile devices, telematics etc. are only some of the products of modern technology that provide swift and highly efficient data processing. The possibility of free access to the Internet and cheaper technology for the determination of geographical position contribute to the development of an unlimited number of smartphone applications for use in telematics. Simultaneously, IT communication makes a decisive impact on improving the way in which society and businesses operate. In this paper, we examine the general significance of telematics, its notion, history and the advantages it brings to insurer operations in the motor third-party liability (MTPL) and a few other insurance types. Statistical data about the telematics market, the conditions for the provision of telematics services and some other resources were used in this paper.