Technical Efficiency of Women Self Help Groups (SHG) Generating Poultry Activity in Amravati District of Maharashtra

Abstract

Women are a vital part of the Indian economy and employment to build their empowerment by the provision of loans and financial services is an important aspect of any economy. Rural women of India have been benefited by the Self Help Groups (SHG). The SHG can approach any bank for availing loan facility to undertake any suitable earning activity. The loan is repaid out of the profits earned. A study was carried out for the year 2016-2017 for Amravati division, 50 SHGs, which were engaged in selected agriculture, poultry-based activity. The objectives for the study were to analyze the technical efficient self-help groups and identify the possible determinant of technical efficiency of self-help groups; Primary data was collected with the help of personal interview of self-help groups. Those Self-help groups were selected for the study which has activity in existence of at least 10 years, In poultry SHGs the elasticity of a cost per borrower and subsidy variables were a positively significant contribution in the gross loan. Negative Marginal value productivity of assets, Loan per member and net returns are determined to know the contribution in the gross loan Among selected SHGs, the variations in technical efficiency was 0.7632-0.9966. The study concludes that it is necessary to increase the assets and borrow per member for SHGs income generating activities which will be the make the SHGs members to increase the net income to refund, therefore assets, borrow per member and net returns are the possible determinant of the gross loan portfolio. The amount needs to be fixed according to the income generating activities and borrow per member increases contribute more to their family income.